About Us

Established in 1844, Caixa Económica Montepio Geral (CEMG) is a savings bank focused on retail banking and fully owned by Montepio Geral – Associação Mutualista (MGAM), the largest association and the largest mutual association in Portugal.

A bank that cares about the future.

    Offering a wide range of banking and financial products and services, Caixa Económica aimed at catering for all its customers financial needs through its network of more than 450 branches as well as through its remote channels. CEMG is fully owned by Montepio Geral – Associação Mutualista.


    Create value for MGAM’s members and other stakeholders, achieving sustained profitability levels by providing products and services fulfilling the needs for its members and customers.
    Provide a quality service, acting with high ethical standards and respecting mutuality principles and social sustainability criteria.


    - Retail banking which differs by its mutual purposes and represents associative participation and solidarity values.

    - Unique in the Portuguese banking system, CEMG is dedicated to promote savings and to provide credit to private segments, micro, small and medium enterprises (SME) and institutions of Social Economy.

    - CEMG provides a universal offer of financial products and services as well a wide range of solutions that complement the public Social Security System (mutual products).

    - It is recognized by its prudent management, service quality, ethical behavior and its role as an active agent in promoting Social Economy.


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